Terms & Conditions

These Terms and Conditions govern your access to and use of the website card24.co and any related services offered by Card24 ("Card24", "we", "us" or "our"). By using this website you agree to these terms. If you do not agree, please do not use the website.

1. Nature of our services

Card24 operates as a digital marketplace and referral platform. We are not a bank or a lender. We display information about financial products offered by partner banks, NBFCs and insurers and, with your consent, forward your enquiry to them. The final decision on approval, interest rate, credit limit and other terms rests solely with the concerned partner.

2. Eligibility

You must be at least 18 years of age, a resident of India and legally capable of entering into a binding contract to use our services. By submitting an enquiry you confirm that you meet these requirements.

3. Accuracy of information

You agree to provide accurate, current and complete information in any form submitted on this website. You are responsible for keeping your details up to date. Card24 is not liable for any rejection, delay or loss caused by incorrect or incomplete information supplied by you.

4. Consent to communication

By submitting an enquiry form, you authorise Card24 and its authorised partners to contact you via SMS, RCS, Call, Email and WhatsApp regarding your enquiry, account updates and service communications, even if your number is registered under DND/NCPR. You may withdraw this consent at any time by writing to info@card24.co.

5. Product information and offers

All rates, fees, charges and offers displayed on this website are indicative and subject to change at the sole discretion of the respective partner. Actual terms are governed by the agreement you sign with that partner. Please read the product documents carefully before availing any financial product.

6. Fees

Use of the Card24 comparison platform is free for customers. We may receive a referral fee or commission from partners when an application sourced through our platform is approved. This does not increase the cost of the product to you.

7. Acceptable use

• Do not use the website for any unlawful, fraudulent or misleading purpose.
• Do not attempt to gain unauthorised access to our systems, data or networks.
• Do not copy, reproduce or redistribute website content without written permission.
• Do not submit another person's details without their explicit consent.

8. Intellectual property

All content on this website, including text, graphics, logos, design and software, is the property of Card24 or its licensors and is protected by applicable intellectual property laws.

9. Third-party links

The website may contain links to third-party sites. We do not control and are not responsible for the content, products or privacy practices of those websites.

10. Limitation of liability

To the maximum extent permitted by law, Card24 shall not be liable for any indirect, incidental or consequential loss arising from the use of this website, from reliance on any information published here, or from any dealings between you and a partner institution.

11. Indemnity

You agree to indemnify and hold Card24, its employees and partners harmless against any claim or demand arising out of your breach of these Terms or your violation of any law or third-party right.

12. Changes to these terms

We may update these Terms from time to time. The revised version will be posted on this page with a new "last updated" date. Continued use of the website after such changes constitutes acceptance.

13. Governing law

These Terms are governed by the laws of India. The courts at New Delhi shall have exclusive jurisdiction over any dispute arising in connection with them.

14. Contact

For any question about these Terms, write to info@card24.co.